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Money transfer provider

XOOM

Compare XOOM's rounded exchange rates, fees, payout speeds, and supported corridors. Data uses delayed public snapshots to protect live rate feeds.

4.5/ 5
136,624reviews
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Trust score
4.5 / 5
Reviews
136,624
Fees
Excellent
Website
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Customer Reviews

See what customers are saying about XOOM on Trustpilot. Read verified reviews from real users.

Trustpilot rating

About this Provider

Xoom (A PayPal Service)

Company Overview

Xoom is a digital money transfer provider and part of PayPal, enabling people to send money, pay bills, and reload phones worldwide. Founded in 2001 in San Francisco, Xoom quickly grew as a disruptor in speedy, secure online remittances. Since being acquired by PayPal in 2015, Xoom is deeply integrated with PayPal and trusted by millions of users[56][57].

Headquarters & Contact Information

  • Address:
    2211 North First Street, San Jose, CA 95131, USA (PayPal HQ)
    425 Market Street, 12th Floor, San Francisco, CA 94105, USA (Xoom Founding HQ)

  • Customer Service:

  • Social:

Corridor Coverage & Supported Countries

Xoom supports outbound transfers from the US, Canada, most EU countries, and the UK to 130+ destination countries.
Transfer methods include bank deposit, cash pickup, mobile wallet, bill pay, and home delivery (select areas).

Most Famous Corridors:

  • US → Mexico (USD→MXN)
  • US → India (USD→INR)
  • US/UK/Canada → Philippines (USD/CAD/GBP→PHP)
  • Other key corridors: US → China, Brazil, Colombia, Vietnam

Service Features

  • Bank deposit, cash pickup (350k+ locations via partners), mobile wallet, bill pay
  • Instant/same-day delivery for major payout partners
  • Clear pricing: upfront fees, FX rates, delivery totals
  • Web, app, and PayPal integration for funding and tracking
  • Bill payment for relatives (Mexico, Philippines, India)
  • Mobile airtime top-up in select countries

Regulatory & Compliance

  • US money transmitter, regulated by state authorities
  • PayPal Holdings, Inc. is the parent (NASDAQ: PYPL)
  • Secure: 24/7 fraud monitoring, advanced encryption, user authentication
  • Global compliance with host country rules

Achievements & Social Impact

  • 15+ years of digital remittance leadership
  • Trusted by millions, especially in immigrant communities
  • Known for pioneering digital-first remittance
  • High consumer satisfaction, strong presence in primary corridors
  • Financial inclusion efforts with local partners

Customer Support

  • Multilingual phone/chat/email support
  • Online FAQ, resource library, security center
  • Dedicated fraud and safety support channels

Notable News & Updates

  • Expanded PayPal integration for instant delivery
  • Added payout options in Africa and Asia, 2025
  • Biometric verification, real-time notifications, fee reductions in major corridors

Website & Verification

Where XOOM is competitive

Review corridors where XOOM appears in our rounded public snapshots. Click through for provider comparisons.

  • USD (United States)BDT (Bangladesh)
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  • USD (United States)BRL (Brazil)
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  • USD (United States)NGN (Nigeria)
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  • USD (United States)MXN (Mexico)
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  • USD (United States)PHP (Philippines)
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  • USD (United States)CNY (China)
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  • USD (United States)LKR (Sri Lanka)
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  • USD (United States)PKR (Pakistan)
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  • USD (United States)INR (India)
    Rounded public rates • delayed snapshot
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  • USD (United States)BDT (Bangladesh)
    Rounded public rates • delayed snapshot
    View corridor
  • USD (United States)BRL (Brazil)
    Rounded public rates • delayed snapshot
    View corridor
  • USD (United States)NGN (Nigeria)
    Rounded public rates • delayed snapshot
    View corridor