Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") govern your use of RemitRate's website and services. By accessing or using our platform, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the service.

2. Description of Service

RemitRate is a comparison platform that provides information about money transfer services and exchange rates from various third-party providers. We do not:

• Process money transfers directly
• Hold or transmit funds
• Provide financial advice or recommendations
• Guarantee the accuracy of third-party information

3. User Responsibilities

By using RemitRate, you agree to:

• Provide accurate information when using our services
• Use the platform only for lawful purposes
• Not attempt to circumvent security measures
• Not engage in fraudulent or harmful activities
• Comply with all applicable laws and regulations
• Respect intellectual property rights

4. Third-Party Services

Our platform connects you with third-party money transfer providers. Important considerations:

• Each provider has their own terms and conditions
• We are not responsible for third-party services or transactions
• Disputes should be resolved directly with the provider
• Provider information is subject to change without notice
• We may receive compensation from some providers

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, exchange rates, fees, and provider details may change frequently. We make no warranties about the accuracy, completeness, or reliability of any information displayed on our platform. Always verify current rates and terms directly with providers before making transfers.

6. Intellectual Property

The RemitRate platform and its content are protected by intellectual property laws:

• All content, trademarks, and logos belong to RemitRate or licensors
• You may not copy, distribute, or reproduce our content without permission
• Provider logos and trademarks remain the property of their respective owners
• Limited license granted for personal, non-commercial use of our platform

7. Limitation of Liability

To the fullest extent permitted by law:

• RemitRate shall not be liable for any indirect, incidental, or consequential damages
• Our total liability shall not exceed the amount you paid us in the past 12 months
• We are not responsible for losses arising from third-party services
• You use our platform at your own risk

8. Disclaimers

Our service is provided "as is" without warranties of any kind. We disclaim:

• Warranties of merchantability and fitness for a particular purpose
• Guarantees of uninterrupted or error-free service
• Responsibility for the accuracy of third-party information
• Liability for viruses or harmful components

9. Indemnification

You agree to defend, indemnify, and hold RemitRate harmless from any claims, damages, or expenses arising from your use of our platform, violation of these Terms, or infringement of any rights of another party.

10. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the platform, to understand our practices regarding the collection and use of your information.

11. Termination

We may terminate or suspend your access to our platform immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the platform will cease immediately.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in San Francisco, California.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of the platform after any changes indicates your acceptance of the new Terms.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: